Mortgage Loan Originator
Company: U.S. Bank National Association
Location: La Crosse
Posted on: May 25, 2023
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Job Description:
At U.S. Bank, we're on a journey to do our best. Helping the
customers and businesses we serve to make better and smarter
financial decisions and enabling the communities we support to grow
and succeed. We believe it takes all of us to bring our shared
ambition to life, and each person is unique in their potential. A
career with U.S. Bank gives you a wide, ever-growing range of
opportunities to discover what makes you thrive at every stage of
your career. Try new things, learn new skills and discover what you
excel at-all from Day One.
Job Description
Originates mortgage loans in an assigned metropolitan territory.
Takes applications, conducts preliminary underwriting reviews,
submits loan applications to processing and underwriting for
approval. Follows-up to ensure that documents required for
processing, underwriting, and closing are secured in a timely
manner from appropriate sources. Incumbents are customarily and
regularly engaged in making and soliciting loan sales and
conducting sales-related activities away from U.S. Bank locations.
Incumbents are expected to spend at least 50% of their time
conducting their activities away from U.S. Bank locations.
This position requires National Mortgage Licensing System (NMLS)
registration under the terms of the S.A.F.E. Act of 2008 and
Regulation Z. You will be subject to the required registration
process, which includes a criminal background and credit check.
Failure to meet or maintain any of the NMLS registration
requirements, including maintaining a satisfactory criminal and
credit record, may result in a rescission of your offer or
termination of employment.
Basic Qualifications
- High school diploma or equivalent
- Minimum one year of mortgage, sales, real estate, or banking
experience
- Ability to travel
Preferred Skills/Experience
- Well-developed sales ability
- Basic knowledge of pricing and underwriting requirements of
various mortgage insurance companies
- Working knowledge of underwriting requirements for FNMA, FHLMC,
FHA, VA, local bonding programs, and private investors
- Basic knowledge of local, state and national laws (e.g. zoning
ordinances, Truth-in Lending, RESPA, energy audit requirements,
etc.)
- Ability to work independently
- Ability to analyze financial information
- Excellent verbal and written communication skills
INDJS
If there's anything we can do to accommodate a disability during
any portion of the application or hiring process, please refer to
our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team
members' whole selves and what may be needed to thrive in and
outside work. That's why our benefits are designed to help you and
your family boost your health, protect your financial security and
give you peace of mind. Our benefits include the following (some
may vary based on role, location or hours):
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and
tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to
80 hours per calendar year unless otherwise provided by law
EEO is the Law
U.S. Bank is an equal opportunity employer committed to creating a
diverse workforce. We consider all qualified applicants without
regard to race, religion, color, sex, national origin, age, sexual
orientation, gender identity, disability or veteran status, among
other factors.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security
E-Verify program in all facilities located in the United States and
certain U.S. territories. The E-Verify program is an Internet-based
employment eligibility verification system operated by the U.S.
Citizenship and Immigration Services.
Keywords: U.S. Bank National Association, La Crosse , Mortgage Loan Originator, Other , La Crosse, Wisconsin
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